We put on offer in on a house yesterday--the one I mentioned in my last post.
They were asking $49,000, we offered $42,000, and they counter-offered at
$45,000 and we accepted it. We also qualified for a no-income no-asset loan that
is based entirely on our credit. They have these for people (like us) who have a
hard time proving their income. Erick has been getting jobs here and there, and
has some lined up, but to try and contruct a financial statement wouldn't be
easy since he has no tax records from this new enterprise of his.
We are
scheduled to close on this loan on August 21. I'll be looking forward to not
having to drive so far to church. It's only about twenty minutes from here, but
we go to church a lot and if Erick is going to be helping out there more often,
it's going to be necessary to be closer. Part of me still wishes we could live
out in the country with no neighbors, but if we are going to be involved in
ministry we probably should be closer to the people we want to minister to and
not seclude ourselves out in the country.
We still haven't had any
call-backs on any of the jobs Erick has applied for, but we are really starting
to feel that God is leading us in the direction of self-employment. For one
thing, if he's working a 40 hour a week job, he's going to have a hard time
putting in any time over at the church. Self-employment would give him the
flexibility he needs to get that experience. With this new loan we are getting,
I don't have to prove my income and so I'm going to be drastically cutting my
hours at work. My working right now is holding him back from getting his
business going. He doesn't have enough time to get done what he needs to get
done. It just doesn't make any sense for him to have to leave his work making
$25+ per hour to come back home so I can get to my $7 an hour job on time.
This house we are buying has a good sized garage, and we could put up a
small engine repair sign and he could do work out of the garage. There aren't
very many people around here who do that kind of work and they charge a lot and
are backed up. There is a lot of work around here to do for someone who will do
it--not just small engine repair, but siding, roofing, and other general
remodeling jobs.
Erick is loving the slower pace of life. He's been so
busy the last four years that he hasnt' had time to just slow down and enjoy
life. It's really good for him. We're going through a really neat series at
church on Sunday nights called "A Heart Ablaze" and we've been just enjoying
this time to rest and get closer to God--stop being Marthas and becoming Marys
for a little while.
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